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Non-Owner SR-22 Insurance

If you do not own a vehicle but Georgia DDS has required proof of financial responsibility, ask whether a non-owner policy can satisfy the specific requirement in your case.

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Confirm the filing type

Georgia uses SR-22 and SR-22A filings in different situations. Do not assume a generic non-owner SR-22 policy will meet a requirement for SR-22A.

Questions to ask an insurer

Confirm the required certificate, policy limits, payment terms, whether non-owner coverage is accepted for your case, and how the filing will be sent to DDS.

Check with DDS

Use the official Georgia DDS reinstatement instructions to verify the filing type and required maintenance period.

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